Retirement Fears for the 2020’s and 2030’s

The Road

by James Wallace Harris, Saturday, September 15, 2018

I’ve been retired for five years. I’m almost 67 and the Social Security Longevity Calculator claims I’ll live to be 85. That will be in 2036. I need to financially survive another 18 years (or 216 months since we pay bills by the month). Of course, I could die this afternoon, or live to be 116. Judging my own health and psychology, I tend to think I can make it to 78, which would be 2029.

My financial security comes from a pension, social security, and a 401K. All three are under threat from conservative political ambitions. Plutocrats want to siphon off all the remaining wealth they do not control. As long as Republicans run the government, anyone who is not wildly rich should worry about their economic future, even the moderately wealthy.

Wealth inequality has been a hot topic for years, but what I’m really worried about wealth siphoning. The insanely rich are looking for large pools of money to target for acquisition. All the main sources of traditional capital investments are within their control, so they are looking at large social pools of money like Social Security, Medicare, pensions, welfare programs, public healthcare, and so on. If you look around to any large body of wealth that’s not in private hands, it’s in the crosshairs of the plutocracy.

I tend to believe, and hope, that Social Security and Medicare will be around for the rest of my life. However, the success of the greedy under Trump has been startling. Trump quickly transferred a tremendous amount of social wealth to the rich, and he’s working hard to do it again as often as possible. The conservative’s goal of shrinking the government is really a way to siphon off trillions of dollars by the wealthiest of citizens.

If they get their way, we’ll lose Social Security and Medicare, two programs I depend on, as do tens of millions of other people too. I could survive without Social Security. But I know plenty of people who couldn’t. I could survive without Medicare as long as I was willing to die when I got expensively sick. Without Medicare, having a heart attack will kill either me or kill my 401K.

As a consequence the rich siphoning off social wealth, the federal deficit is skyrocketing. Ultimately, this will destroy the economy, which will destroy everyone’s 401K savings. Without Social Security and 401K savings, I could probably still survive in the poorest part of town with just my pension as long as I didn’t even need moderate healthcare.

As the federal government comes apart, it puts the squeeze on state governments. That will threaten my pension. Of course, by then, almost everyone will be destitute, and it might not matter.

The one thing I hope comes out of the 2018 midterm and 2020 presidential elections, is stability. Of course, this is like wishing I’d win a billion dollar lottery. Too many people are casting votes simply because they don’t want to pay taxes. I don’t like paying taxes either, but all those deductions I made for fifty years is now providing me an income and medical care. I bitched then, but it’s truly wonderful now.

JWH

We Need a New Frontier Because the Final Frontier is a Bust

by James Wallace Harris, Monday, September 10, 2018

Are you jaded with science fiction on television? Have you stopped seeing every new Sci-Fi flick at the theater? I have. On Wall Street, investors always assume a bull market won’t last. I’m wondering when the current science fiction bubble will burst?

During the pulp era, there were more western titles than any other genre. In the 1950s, there were more westerns on television than other types of shows. Then the genre all but disappeared. Could that happen to science fiction?

Westerns disappeared as western frontiers faded, and science fiction replaced westerns in popularity because it offered new frontiers.

Mars

If this observation is true, then science fiction won’t go away until a new genre offers an alternative frontier. Today, science fiction is often dystopian. The final frontier is tarnished by the reality of science. A few million still hope to run off to Mars to escape the looming apocalypses on Earth, but most know the Martian frontier is a destination only robots could love.

Science fiction has failed at convincing Earthlings to colonize other worlds. Instead, we stayed home and trashed the only sustainable planet for our species. Are there any frontiers left to offer new hope? Back when the Space Age was dawning, science fiction also envisioned colonizing the oceans. That idea never caught on and we’ve only sent our plastics to dwell there instead.

Oceans

Are there any frontiers left for our dreams? We need a new genre that inspires us to clean up the Earth. We need stories where a sustainable ecology/economy is the new frontier. We need fiction that depicts healing of the Earth. We need optimistic tales that aren’t fantasy. We need practical utopias.

And, this is very important, we need to stop using fiction to escape. Hasn’t fiction become the frontier that’s replaced science fiction? Aren’t we all trying to live in the imaginary worlds of books, movies, television shows, comics, computer games, and virtual reality? I have to wonder if we don’t all believe we’re passengers on the Titanic and fiction is our heroin.

JWH

Kindle Tip – Saving 40%

by James Wallace Harris, Wednesday, September 4, 2018

I don’t know why, but sometimes Amazon tells me I have a promotional credit. I never know what they mean. The other day I bought a $1.99 sale ebook and was told I had a promotional credit that would last 60 days on my next Kindle purchase. I just ignored it. Then I bought a $1.99 sale book today and got another promotional credit. This time I read the email more closely.

Sense of Wonder - A Century of Science Fiction edited by Leigh Ronald GrossmanIt said I’d get 40% of my next Kindle purchase. Well, there’s a $40 Kindle book I’ve been wanting but wouldn’t buy because of the high price. It’s a textbook for teaching science fiction. Well, I checked, and it was now priced at $24, 40% less. I quickly bought it. I still think $24 is way too much of an ebook, but I’ve been wanting this book for some time now, and have almost paid the $40 for it a couple of times.

I don’t even know if this involved my promotional credit. It could just be coincidence and this book had a 40% price drop. (Tell me what price you see.)

I’ve researched these credits at Amazon and they seem rather unexplainable. I wonder if they’re just a gimmick to get us to buy more. Or Amazon’s way of justifying to publishers for offering extra discounting.

Does anyone know how these promotional credits work? They’re a mystery to me.

If you buy bargain Kindle books, keep an eye out for your promotional credit. Then go shopping for that ebook you wanted that was priced too high.

JWH

Photoshopping Our Reading

by James Wallace Harris, Wednesday, September 3, 2018.

Recently I read “Problematic Classics: Four Questions to Ask When Beloved Books Haven’t Aged Well” by Matt Mikalatos over at Tor.com. Mikalatos asks what to do when reading a book that expresses hateful views by the author or characters. Basically, he asks: Should I ever recommend such a work? Can I read it privately? Should I read something like it without the hate? or Should I write something like it without the hate? He goes on to mention problems with T. H. White, J. R. R. Tolkien, C. S. Lewis, Roald Dahl, and H. P. Lovecraft.

censorship

I too have that problem. I can no longer read Mark Twain, William Faulkner, Eudora Welty, and other classic southern writers because of the n-word. But that also stops me from listening to Kanye West, Nicki Minaj, and Ester Dean. And I’m not sure I should be censoring those artists. But my liberal upbringing makes me cringe at any utterance of the n-word despite the context.

Mikaloatos wonders if it’s kosher to read old works with hate in them if he can’t recommend them to others. Should a few offensive passages spoil what is otherwise a masterpiece of creativity? There are some nasty parts in The Bible, should we reject it too? Is there anything in this world without flaws?

But this begs the question: Should we read only what’s pleasant and nice? The past is full of nasty hateful people. Then again, so is the present. When I read a book from the 19th century I want it to teach me about what people were like in the past. I don’t want a cleaned up version. It’s enlightening if we understand the past in all its dimensions.

It bothered me when I learned that The Hardy Boys books have been rewritten several times to clean up and modernize the originals. Maybe with some books, we should just forget them, because we don’t want to pass on problems of the past to young readers. But do we want to completely protect the young from the things we don’t want them to become?

It’s troubling to me that Mikalatos’ suggests that we substitute clean modern works that emulate older problem works. This seems Orwellian to me, like how the communists used to retouch photographs to remove dissidents from history. I think there is something dangerous about white-washing history. But that assumes literature is part of history and not a yummy snack that can be reformulated with a healthier recipe. I’d rather read Pride and Prejudice than a modern historical novel that uses the same setting. And is it fair to Tolkien and C. S. Lewis to reject them for an imitator, or to imitate them? That reminds me of Remake by Connie Willis, where one of her characters has the job of removing smoking and drinking from classic movies like Casablanca.

My wife and I watched a Doris Day/Rock Hudson film the other night, Lover Come Back, and we said to each other that this once very squeaky clean film would now be seen as horribly sexist. There would be no way to just photoshop over a few problems, it would have to be tossed out completely if everything from the past had to be politically correct.

There’s a trend by the latest generation to reject the past if it makes them uncomfortable. Life is complicated, hard, vicious, confusing, overwhelming, and it’s both insanely good and evil. I can understand readers wanting books with nicer realities to escape into, but how often should we be escaping reality? Is the only purpose of books to entertain?

First, are we judging the author for their views or their characters views? H. P. Lovecraft was racist and anti-semitic. Mikalatos asks if we can throw away the Lovecraft stories that reveal his hate and keep the ones that don’t, or do we throw away all of his work because they come from a hateful person? I never liked Lovecraft’s stories, but he was very influential on many writers and several of them worked on a shared mythos that’s quite creative. Lovecraft’s work is essential to understanding the history of the horror genre. If I met young readers who loved horror novels I would tell them about Lovecraft, but I’d also warn them of his personal failings.

A lot of people make fun of trigger warnings, but I see nothing wrong with them. I believe stories from the past should come with scholarly introductions that put the story and the author into a historical and literary context without spoilers. And in some cases, I think some stories would require an afterward with further explanations that do have spoilers.

Older folks often make fun of younger folks for not knowing history. If history was the only subjects kids studied in their K-12 years, they’d still be ignorant of most of it. But I do believe younger people today want to reject history more than we did when we were young. They want to photoshop history to make it nicer. They believe if they can ignore the nastiness of reality their world will feel better. And that is true. I don’t watch the local news and I’m much happier living where I do because of it. However, I think if we’re going to wear rose-colored glasses, we can’t tint out all the ugliness.

Sure, we all have to find ways to cope, and if avoiding certain novels, movies, and television shows help, then so be it. I once heard a joke about a man who pistoled-whipped himself every morning so he wouldn’t be afraid of getting mugged. A certain amount of pain can toughen us up, but only so much.

The real lesson to learn is to read about hate without becoming hateful. I was reading Thomas Merton recently and was moved by his faith in goodness. Merton had been a Trappist monk before he died, believed goodness came from God. I don’t. But then I’m an atheist. I do believe in goodness. I believe we can all be better people. That requires knowing what is good, and what is bad. You can’t be good by ignoring the bad because becoming good means overcoming the bad. Our evolution as a species involves constantly mutating into who we want to be by jettisoning what we don’t. Just hiding from evil only means sticking our heads in cotton candy.

Yesterday I went to see BlacKkKlansman. I didn’t want to go because I knew it would be full of nastiness. But I’m glad I went. It was a work of art that everyone should see, but I can also understand some people not being able to handle it. When I left the theater I had a Christian revelation (even though I’m not a Christian). Forgiveness is learning to comprehend what we want to destroy. Or run away from, or ignore. Maybe that’s where I’m going when I say we shouldn’t photoshop our literary history. Or the start. But forgiveness is hard.

JWH