by James Wallace Harris, Monday, April 24, 2017
My wife Susan and I have been talking about possible places to retire. Right now we each have completely different thoughts on the subject. It would help if I laid out the possibilities. Making this decision feels like climbing a mountain. Quite often I want to turn around and go back down.
The Least-Effort Lazy Plan
Our house will soon be paid off. We could just stay here. We’ve recently bought a 30-year roof. Since the Social Security Life Expectancy calculator predicts we’ll live another twenty years, we’re covered so-to-speak. Twenty years seems like a long-time and not-too-long time. To give perspective, the film Titanic came out twenty years ago.
Retiring in place has many advantages. We know the city. We have our friends. We have our routines. We know all our doctors, dentists, plumbers, and such.
The main disadvantage is it’s the same old place and we could be living somewhere much more exciting — or secure.
The Secure Low-Maintenance Plan
Maintaining a house, especially while getting older, is a pain-in-the-ass. My idea for the perfect low-stress retirement is to move to a 55+ community and rent a nice apartment. It would need to be well-built and soundproof. I don’t want to hear neighbors or they hear us. But the idea of having no yard is overwhelmingly seductive. I’d also love to live somewhere where we didn’t need a car. I imagine moving to a retirement community near a small city would be a safer place for aging. The bustle of a big city is probably scary while aging.
Living in a 55+ community would also offer lots of social outlets and activities. Plus all the support services would be geared to people our age. Such a lifestyle would maximize free time by reducing chores to a minimum.
The Atomic Ranch Plan
I love old 1950s ranch style houses, like those profiled in Atomic Ranch magazine. If we wanted to keep a house and car, it would be cool to move to small Florida retirement community, find a corner lot with a ranch house, buy a vintage 1950s car, and then recreate a beautiful recreation of our childhood. I could collect 1950s science fiction books, pulp magazines, and old vinyl records. I could put in a 21st-century large screen TV to show old movies and television shows. If I wanted to get really weird, I could drop off the net, and cut the cord to cable.
This retro-retirement-recreation appeals to me, but I don’t think it does for Susan.
The Cool City Plan
If we’re not quite ready to mosey off to the elephant graveyard to wait to die, we could pick a trendy city to live in and attempt to stay young for another decade. This would appeal to Susan more than me. I already consider myself old. She still loves going to parties, eating out, rock concerts and baseball games. If we chose this path I’d like to find a very liberal city, but on the small side, maybe a college town. I like living in flat cities but wouldn’t mind being near mountains or oceans.
The Not Likely Adventurous Plan
If I had the guts to be adventurous I’d love to live in several interesting cities before I died. I feel bad about not trying to see more of the country or even the world than I have. I traveled around a lot when I was young, but have been in the same city for the last 46 years.
It would be far-out to get a 1-year lease in a new city every year for ten years, and then settle down in a 55+ plus community. Such a plan would require pairing down our possessions to a minimum. We’d have to learn to make new friends quickly, and how to find new doctors and dentists wherever we went.
The Least Likely Political Activist Plan
It bothers me that conservatives have taken over the nation. Conservatives have worked for decades at the grassroots political level to achieve their goals. If liberals want to regain power they need to duplicate those efforts. It would help the cause if liberals living in urban areas would move to red counties, districts, and states. It would help even more if they got involve with local politics and social activities.
The Most Rewarding and Scariest Plan
I have a friend who plans to move to Mexico. I’ve been watching films about expat life with her and reading newsletters and books about living abroad. I’ve never traveled outside the U.S. If I really wanted to enrich my life before I die, living abroad would be the way to do it. It could involve living in a city, an expat community, or even an overseas retirement community.