Too Many Ways to Become Homeless

by James Wallace Harris, 1/25/24

I never could understand why my mother was so obsessed with dying at home until I got older myself. As the years pass, the more attached I’ve become to this house, and the more I fear becoming homeless, even temporarily. I’ve never been an anxious person, but this fear is starting to gnaw at me. Is that an old person thing? I never can tell what’s real about getting old.

Consequently, I’ve started paying attention to all the ways people become homeless — especially the ways that could make Susan and I homeless. I was going to write an essay listing the numerous ways people could lose their homes, but I found “15 Ways to Become Homeless” online and felt I shouldn’t duplicate it. Instead, I shall focus more on my specific feelings.

Whenever I see news about tornadoes, hurricanes, floods, fires, ice storms, earthquakes, and other natural disasters, I think about all the homelessness they cause. This horrifies me. It depresses me to see people lose their homes, which makes me anxious about climate change and weather. I wonder how refugees from natural disasters find new homes and how long it takes. I also wonder about the odds of it happening to anyone. If I knew how many homes and apartments there were in American, and how many are destroyed by nature every year, I could calculate the odds. (ChatGPT at Bing says the odds are 1 in 200 for the general population, and 1 in 25 for people under the poverty line.)

It also upsets me to see news about Ukraine and Gaza, or any other country at war. I see all those homes and apartments blown up and worry about the millions of war refugees. War is so cruel to civilians. I never worried about becoming a war refugee until recent years and people started talking about a second U.S. civil war. How can they even think of such insanity?

I don’t know how rational this fear is, but I’ve become afraid of trees. I frequently see videos on the internet of trees falling on houses and cars. I’ve even thought of having all the trees near my house cut down. But that would be hugely expensive.

Increasingly I’m seeing stories about people being made homeless because of investors using housing as a commodity. I was particularly depressed by this story I saw on YouTube (see below). Old people, mostly old ladies who looked in their eighties and nineties who had been living in a retirement community for decades, were pushed out when their monthly fees went from around $1500 to over $6000, all because some millionaire/billionaire figured they needed to make even more money. It disturbed me that all those long-term friendships were broken up, and all those carefully crafted comfortable homes left behind. I have thought about how Susan, and I might be safer, and life would be easier, if we could live in such a community, but now I wonder about their long-term viability.

A lot of people are becoming homeless because corporate and private investors see housing as a money-making opportunity. This is increasingly pushing people out of owning homes, or even renting them. But the rich also push people out by gentrifying a neighborhood. Lots of retired Americans can no longer afford to live in the United States, so they move abroad to take advantage of lower housing costs. But that only raises prices for the locals, pushing them out of housing. Thus, using housing as an investment makes Americans and people living in other countries homeless. It has a snowball effect. Would there be less homelessness if Airbnb was never invented?

Global warming, war, economic collapse, failed states, and growing class violence are generating millions of refugees. That’s why Republicans are so freaked out about illegal border crossings. Since we already have a housing shortage, immigration causes more homelessness, and an even greater need for cheap housing, compounding the political problem. On the other hand, we have a declining population which means a shrinking economy, and immigration is the only capitalistic solution for depopulation. Building more housing grows the economy.

We need to figure out how to increase low-cost housing. Most builders are in it to make money, so they build what people with money can afford. Capitalism is one of the main contributors to homelessness, so someone needs to figure out how to make capitalism become one of the solutions. Conservatives don’t want socialism, but do they really want Darwinian capitalism?

I wonder about all the abandoned homes in decaying cities and small towns. Could they be repurposed? Could small towns attract retirees and revitalize their communities? Any person with a retirement income is like having a job added to your community. Getting a thousand retirees would be like getting a factory that hires a thousand people. Wouldn’t it?

Most people become homeless when they lose their jobs and have no family or friend support. Many people become homeless when they become drug users or alcoholics. Then there a huge population of mentally ill people who are homeless. All those factors are what people consider traditional causes of homelessness. I worry about those people, but I don’t think I’ll become one. What I worry about are all the non-traditional ways people are becoming homeless.

What a lot of people don’t know is about half of single homeless people are over 50 years old. In general, 1 in 5 homeless people are 55 or older, and that percentage and age demarcation is growing larger. It’s almost impossible to be single and live just off social security. Collapsing pension plans are also causing homelessness. No matter how careful we create our financial nest egg, there’s always ways for it to be raided.

I know nothing about the real problem of homelessness. It’s quite a complex issue. All I know is what I see on television and read on the internet. It appears that anyone could become homeless, and that scares me. And the problem is getting larger every day. It’s like climate change, a problem we mostly ignore completely, or confront by slapping on political Band-Aids.

I feel like Chicken Little yelling the sky is falling. To paraphrase Joseph Heller’s “Just because you’re paranoid doesn’t mean they aren’t after you,” and say, just because the sky doesn’t look like it’s falling doesn’t mean it’s not.

JWH